Wednesday, June 17, 2009

Life insurance

There are many aspects of term life insurance over which people have little control. People do not decide to get sick. Also, when they do get sick, physicians make many decisions about what care they receive. However, people do have some role in their care. What people pay out of their own pocket can affect what term they use.

We should not be surprised when insured people use more health care services. Although insured people do not pay for additional services at the time that they receive them, someone pays for them when insurance premiums go up. In the long run, everyone in the term life insurance pool pays part of the cost when one person gets additional services.

sunshine smile